Retirement & Wealth Planning, Inc., is a professional retirement planning, business planning, individual financial services and estate planning firm.
For our business clients, we specialize in offering qualified and non-qualified retirement plans, buy-sell planning and business succession planning.
We work with clients to help them offer better retirements to their employees and to help accumulate wealth for the owners.
We develop client relationships. In addition to offering retirement and business planning to our clients, we offer a variety of insurance and investment products, and other supplemental services associated with our core retirement planning practice.
We work with your other selected advisors to present coordinated strategies and programs which may help you better achieve your stated objectives.
Our intent is to provide a clear explanation of our services, charges, responsibilities and expectations. We support open disclosure of philosophy, compensation, education, experience, and other qualifications. We want to help you be better informed as you work through this important area. Suggestions, input, and pertinent comments are graciously received.
Tax-efficient retirement strategies
Heading into retirement with confidence is easier if your strategy includes steps to help minimize taxes.
A Fruitful Retirement: Social Security Benefit
Taking your Social Security benefits at the right time may help maximize your benefit.
Using old school savings method of saving cash in envelopes, called Cash Stuffing
If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.
A look at the new, record-high retirement contribution limits from the IRS.
What's your vision of retirement?
Estate strategies for millennials may sound like less of a concern than retirement, but young adults should prepare now.
The federal estate tax exemption sunsets in 2025. Learn more about what to do to make the most of the higher threshold.
Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
Assess whether you are running “in the black” or “in the red” each month.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator may help you estimate how long funds may last given regular withdrawals.
This calculator can help you estimate how much you may need to save for retirement.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
This calculator can help you estimate how much you should be saving for college.
Bucket lists don’t have to be for tomorrow.
A financial professional is an invaluable resource to help you untangle the complexities of whatever life throws at you.
When markets shift, experienced investors stick to their strategy.
Here are five facts about Social Security that might surprise you.
Investors seeking world investments can choose between global and international funds. What's the difference?
Here’s a crash course on saving for college.